Tammie
4 tips to think about when purchasing travel insurance
When it comes to travel insurance, it’s important to be aware of potential gaps in coverage despite having a policy. Insurance providers often exploit loopholes which can lead to denied claims. Nevertheless, you can have peace of mind and enjoy your travels without worrying by conducting proper research and understanding your policy’s terms and conditions.
Follow these tips to ensure your travel insurance coverage is comprehensive and suits your needs:
- Research thoroughly to find the best policy for your particular needs and budget. I know it is so painful readinng everything so may be use a compariosn tool like the one HERE or even if you know which company you want to use use the visual compairon tool of the different types of plans basic, comprehensive etc.Β
- Understand the policy’s terms and conditions, including any pre-existing condition clauses, adventure activity coverage, and any other conditions that may affect your coverage. For any of our tours sepcial things to look out for are camel rides in the Sahara, mopeds in Bali (if you are planning on taking a bike taxi anywhere or having the option to). For our Diving in the Philippines or Hiking In Nepal there are no extras as we stay within the already covered limits of dive depth and hike altitude.Β
- Document any valuables you take along on your trip and have proof of ownership available when necessary. *Please note we never recomment taking expenisve jewellery. The rule of thumb is if you couldnt bear to lose it, dont take it. You may have an expensive phone or some other device you wish to add as a valuable item.Β
- Β Keep your insurer’s emergency hotline number handy during your trip. In your phone and printed in yor documents wallet. Also leave a copy with loved ones at home with your policy number.Β
Comprehensive travel insurance should cover unexpected medical expenses, loss of personal belongings, baggage damage, and unexpected itinerary disruptions. Don’t let unforeseen accidents and illnesses ruin your travels! Travel confidently with the proper insurance coverage in place.
